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Terms and Conditions

Last updated: September 3, 2026

1. Introduction

Welcome to DDK Pro Services ("Company", "we", "our", "us"). These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the service.

2. Services

DDK Pro Services provides mortgage consulting, bankruptcy petition preparation, loss mitigation assistance, and related services. We are not a law firm and do not provide legal advice. Our services are limited to document preparation and consulting based on your specific instructions and financial situation.

3. SMS/Text Message Terms & Conditions

Program Name and Description

DDK Pro Services Alerts and Notifications. By opting into our SMS program, you agree to receive text messages regarding your account, service updates, appointment reminders, and promotional offers from DDK Pro Services.

Message Frequency

Message frequency varies based on your interaction with our services and the status of your case.

Cost

Message and data rates may apply. Check with your mobile operator for details on your specific plan.

Opt-Out Instructions

You can cancel the SMS service at any time. Just text "STOP" to 951-219-2229. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time or text "START" or "JOIN" to 951-219-2229 and we will start sending SMS messages to you again.

Help Instructions

If you are experiencing issues with the messaging program you can reply with the keyword "HELP" for more assistance, or you can get help directly at 951-219-2229.

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

Privacy Policy

We respect your right to privacy. To see how we collect and use your personal information, please see ourPrivacy Policy.

4. User Responsibilities

You agree to provide accurate, current, and complete information during the consultation and service process. You are responsible for the accuracy of all documents we prepare on your behalf based on the information you provide.

5. Intellectual Property

The content, features, and functionality of this website are owned by DDK Pro Services and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

6. Limitation of Liability

In no event shall DDK Pro Services, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

8. Contact Us

If you have any questions about these Terms, please contact us at:
Phone: 951-219-2229
Email: david@ddkproservices.com